:root{--bg:#f4f7f8;--ink:#172431;--muted:#657a86;--navy:#173f5d;--line:#dbe6e8;--soft:#f8fbfb;--mint:#e8f4ef;--blue:#e8f1f6;--amber:#fff4d9}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}.shell{width:min(1120px,calc(100% - 36px));margin:auto}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav .shell{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-weight:850;color:var(--navy)}.navlinks{display:flex;gap:16px;align-items:center;font-size:12px;color:#607681}.back{font-size:12px;color:var(--muted)}.hero{padding:74px 0 42px}.eyebrow{font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:#7890a1;font-weight:850}.hero h1{font-size:clamp(42px,6vw,76px);line-height:.98;letter-spacing:-.052em;color:var(--navy);margin:13px 0 18px;max-width:980px}.lead{max-width:850px;color:var(--muted);font-size:16px;line-height:1.72}.crumbs{display:flex;gap:8px;flex-wrap:wrap;margin-top:22px;font-size:11px;color:#748892}.crumbs a{text-decoration:underline;text-underline-offset:3px}.section{padding:24px 0 68px}.section.alt{background:#edf3f5;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{margin-bottom:24px}.section-head small{font-size:10px;letter-spacing:.13em;text-transform:uppercase;color:#7890a1;font-weight:850}.section-head h2{font-size:clamp(30px,4vw,48px);letter-spacing:-.04em;line-height:1.04;color:var(--navy);margin:8px 0 10px}.section-head p{max-width:780px;color:var(--muted);line-height:1.7}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.card{display:flex;flex-direction:column;min-height:230px;padding:23px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 8px 24px rgba(28,60,82,.04)}.card:nth-child(3n+1){background:linear-gradient(145deg,#fff,var(--blue))}.card:nth-child(3n+2){background:linear-gradient(145deg,#fff,var(--mint))}.card small{font-size:10px;text-transform:uppercase;letter-spacing:.11em;color:#7890a1;font-weight:800}.card h3{margin:13px 0 9px;color:var(--navy);font-size:24px;line-height:1.08;letter-spacing:-.03em}.card p{margin:0;color:var(--muted);font-size:13px;line-height:1.65}.go{margin-top:auto;padding-top:20px;color:#205b80;font-weight:850;font-size:12px}.panel{background:#fff;border:1px solid var(--line);border-radius:24px;padding:25px}.panel h2{margin:0 0 14px;color:var(--navy);font-size:27px}.panel p{color:var(--muted);line-height:1.75}.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:18px 0}.check{padding:14px 15px;border-radius:16px;background:var(--soft);border:1px solid var(--line);color:#526b77;font-size:13px;line-height:1.55}.research{background:linear-gradient(145deg,#fff,#edf6f2)}.evidence{margin-top:16px;padding:17px 18px;border-radius:18px;background:var(--amber);border:1px solid #eddfb7;color:#6f5d2f;font-size:13px;line-height:1.65}.related{display:flex;gap:9px;flex-wrap:wrap;margin-top:16px}.related a{padding:9px 11px;border-radius:999px;border:1px solid var(--line);background:#fff;color:#31576b;font-size:11px;font-weight:800}.footer{padding:38px 0 54px;color:#7b8b98;font-size:12px}.notice{margin-top:20px;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff;color:#607681;font-size:13px;line-height:1.65}@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}.navlinks{display:none}}@media(max-width:680px){.grid,.checklist{grid-template-columns:1fr}.hero{padding-top:52px}.hero h1{font-size:44px}.card{min-height:205px}}